Maximize Your Savings: Understand Dollar and Euro Interest Rates and How to Earn More

To earn extra interest and access the ongoing Welcome Interest Rate, you don’t need to participate in any special campaigns. To grow your savings with this advantageous interest rate, all you need to do is meet the targets set for the specified products.

You can also earn extra interest and benefit from the ongoing Welcome Interest Rate for your Foreign Currency and Gold denominated Orange Account. The Welcome Period is not separate for each account; all your accounts benefit as your Welcome Period is extended. However, after the Welcome Period, the ongoing Welcome Interest Rate can be reached at different times for each currency due to the different extra interest rates in each currency. For extra interest rates in other currencies, click here.

You can find the details regarding the targets for each product under the respective product headings below.

Orange Extra

• To take advantage of Orange Extra benefits in your Orange Account, you must first join the Orange Extra program. Once you join this program, you can reach your points target by paying bills from your current account, spending with your Orange Extra Debit Card, or transferring money from your account at another bank to your ING account.
• In the Orange Extra program, every 1 TL you spend is worth 1 point.
• The extra interest you will earn with Orange Extra is only valid for Orange TL Accounts.
• When a refund is made for a purchase, the refunded amount is deducted from the collected points.
• For detailed information about the Orange Extra program, click here.

Investment Funds

• To earn interest with investment funds, you need to hold investment funds included in the campaign in an amount determined according to your Orange TL Account balance. To learn how much fund you need to hold according to your Orange Account balance and which funds are included in the campaign, click here.
• To extend your Welcome Period, you must place a fund purchase order by 13:30 on the last day of your Welcome Period at the latest.
• The target investment fund balance is determined according to your Orange TL Account balance from the previous business day.
• When calculating the target investment fund amount; the total of your campaign investment fund balance* in your portfolio and campaign fund purchase orders placed until 13:30 on business days are taken into account. Purchase orders placed after 13:30 are taken into account when determining the target amount for the next business day.
• After the Welcome Period, you will be entitled to earn extra interest on the first business day following the realization of the target investment fund amount, and you will continue to benefit from the extra interest as long as you maintain the relevant investment fund target amount daily.
• The balance of USD and EUR denominated investment funds included in the campaign is calculated based on TL fund prices.

*Investment fund balance must be maintained until 9:00 AM one business day after.

Insurance

• To earn interest with an insurance product, you must have at least one of the Supplementary Health Insurance, My Home Insurance (Home), or My Car Insurance (Casco). As long as your policy is active, you will grow your savings with the announced extra interest rates.
• Extra interest is reflected on the first business day following the day your policy is issued. You will continue to earn extra interest as long as your policy is active.
• To review insurance products, click here.

Credit Card

• To earn interest with a credit card, you must reach a spending amount of 10,000 TL within the statement period.
• The extra interest rates you will earn will be reflected in your account on the first business day after the statement cut-off date and will be valid until the next statement cut-off date.
• Only the main cardholder can earn extra interest with expenditures made through supplementary cards; supplementary cardholders cannot benefit from the extra interest rate.
• In case of a purchase refund, the refunded amounts are deducted from the statement amount required to earn extra interest.
• For detailed information about credit cards, click here.